Insurance Products
A variety of insurance products for your family. Auto, homeowner’s, renter’s, life, commercial auto, business, earthquake, flood, event, Mexico, and Pet Insurance.
Auto Insurance
At CCIA, we shop around and guarantee you the absolute LOWEST auto insurance rates. We offer a variety of coverage options for ANY DRIVER. Best discounted rates for Good Driving records & Ultimate lowest rates for those that do not. In some instances, we’ll even waive your SR-22’s fees.
Homeowner’s Insurance
Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets
In California most disasters are covered but there are exceptions. For example damage caused by floods & earthquakes are not covered and require a separate insurance policy and we offer those policies as well.
Life Insurance
Life insurance is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person. Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. The policy holder typically pays a premium, either regularly or as one lump sum. The benefits may include other expenses, such as funeral expenses.
Renter’s Insurance
Renters insurance helps protect you and your belongings if the unexpected happens. A landlord’s insurance policy covers the building, but not your personal things. If you rent an apartment, condo, house, etc., you need renters insurance. Get a renters insurance quote today and we’ll show you how to easily and affordably protect what you care about.
Flood Insurance
The state of Californiadoesn’t mandate flood insurance; however, your mortgage lender may require it as a condition of your loan. If you live in the Golden State, flooding is a serious risk—every county has declared a flood disaster area at least once.
Earthquake Insurance
Earthquake damage to your California home is not covered by a standard homeowners insurance policy. Earthquake home insurance must be added by buying a separate policy. Earthquake homeowners insurance policies provide the financial strength you need to bounce back from a damaging earthquake.
Commercial Auto
Successful businesses understand the importance of reliable commercial auto insurance for their business vehicles. CCIA provides comprehensive commercial auto insurance, offering businesses a wide variety of coverages and broad acceptability of vehicles and drivers. Our knowledge in insurance helps us provide you with the best rates in the market. We offer complete coverage for driver.
Business Insurance
Insurance companies selling business insurance offer policies that combine protection from all major property and liability risks in one package. (They also sell coverages separately.) One package purchased by small and mid-sized businesses is the business owners policy (BOP). Package policies are created for businesses that generally face the same kind and degree of risk. Larger companies might purchase a commercial package policy or customize their policies to meet the special risks they face.
Event Insurance
Special Event Liability Insurance (also referred to as CGL, Commercial General Liability or Spectator Liability) is an insurance policy designed to provide broad protection for situations in which an event holder or concessionaire must defend itself against lawsuits or pay damages for bodily injury or property damage to third parties.
Special event insurance is liability protection for organizations, individuals, groups, bands, friends, clubs, religious entities, and companies that host activities that are not included in their General Liability Policy, and are required at or by the facility, auditorium, park, city or state authorities. These programs provide liability coverage, liquor, and legal defense for claims of negligence brought on to the party holding the event.
Mexico Insurance
When going out of town or on vacation, you want your family to feel safe and secure which is why you can rely on CCIA to provide that for you and your family. We will find the right company that best fits your needs at an affordable rate.
Payment forms Accepted for Insurance Services: Cash, Credit Card, Debit Card, Zelle, Money Orders, Electronic Fund transfers.